It's a wonderful life — or could have been

dope

A wonderful comment found at Instapundit, and just in time for Christmas:

Someone wrote that in It’s a Wonderful Life Old Man Potter should have been the good guy. He was trying to make something of the town. George Bailey made risky loans, joked about losing money, gave a blonde a loan when she kissed him, and employed incompetent relatives. Uncle Billy literally gave money away. No wonder the S&Ls collapsed.