Here's a moral test: when this is over, will you be proud of your actions during these times of trouble?

Rufus, husband Steve and the dogs head off for a most excellent vacay.

That’s assuming you care, of course; some people don’t.

In Greenwich and the Hamptons, the worst of the wealthy aren’t behaving themselves; rather, they’re buying the lifeboats off the Titanic, steerage class be damned.

The well-heeled shoppers are buying “pretty much everything they can,” said

Joe Gurrera, founder of upscale supermarket chain Citarella.

Gurrera, whose stores are known for carrying gourmet goods. “Instead of asking for one or two steaks on a tray, a customer will buy the whole tray. Then they’ll move on to shrimp, and buy all the shrimp, and then they’ll buy all the salmon steaks.”

Once they’re done demolishing the meat and fish section, they move on to the prepared foods, Gurrera said. “Instead of asking for a slice of lasagna, they’ll buy all of it. Then they’ll buy all of our root vegetables,” he added.

“Business is insane. We are doing far more business than in July and August,” said Gurrera, who has four stores in Manhattan, three in the Hamptons and one in Greenwich, Connecticut. “People are spending thousands of dollars at a time.”

Philanthropist and socialite Jean Shafiroff is accustomed to dining out on a nightly basis. But in the face of the coronavirus, she has taken the unfamiliar step of cooking for her husband, daughter and her daughter’s boyfriend. And it’s not been cheap.

“I’m spending $300 to $1,000 a day on food and supplies,” she said. The money goes toward chicken and salmon steaks, some of which she freezes, as well as for cleaning supplies and food for her dogs.

“I even bought the drugstore out of all its dental floss. I wanted to make sure I had enough, along with extra toothbrushes, soap, toothpaste and body lotions,” she said. “If I have to be quarantined, I better look nice.”

Shafiroff also is buying canned goods like the rest of America, but only out of an abundance of caution. “I can donate them later,” she said of the items like Progresso chicken noodle soup and Del Monte peas and carrots — brands “I had never heard of before.”

The stockpiling also has meant buying an extra freezer to store the goodies, as well as extra pots and pans for cooking, the philanthropist said.

She still goes to the beauty parlor often, including a recent trip to get her eyelashes done, but now dons a face mask.

“If I look bad, I will be depressed, even if I am just staying at home,” she explained. And on Monday, she also made a trip back to Manhattan — with a friend and her driver — to pick up “more clothes and the mail,” and a “big giant jar of Le Mer face cream.”

The sheltering experiment has already led to memorable family moments, like the night her daughter’s boyfriend, who is from Texas, made chili. It was such a departure from her normal life of fancy gowns and charity galas that she posted a pic of the stew online.

“It’s on my Instagram,” she said.

Well, even philanthropists have to eat; until they’re eaten themselves.

Of course, Greenwich and the Hamptons aren’t the only locations where one can shelter in space:

The rich flock to the Vineyard and Nantucket and guess who isn’t glad to see them?

Wealthy virus refugees flock to Martha's Vineyard and Nantucket

The ultra-rich are hoping to escape the coronavirus pandemic by fleeing to summer homes on Martha's Vineyard and Nantucket, drawing fury from locals who fear they will decimate supplies and bring the infection with them.

Although the summer busy season doesn't start until May, year-round residents say that the ferries are now packed with cars with New York and Connecticut, and private jets have been pouring into the airports, the Boston Globe reports. 

Full-time residents are incensed at the wealthy 'virus refugees,' warning that their own supply of groceries and essential goods is limited, and has to be brought to the islands ferry. 

'If you don't need to be here, if you don't have a reason to be here, it doesn't make sense for you to be here.' Gordon Healy, an assistant manager at a Martha's Vineyard animal shelter, told the Globe. 'I don't speak for everyone on the island, but I think it's a pretty common belief.' 

Mind you, Rufus and Steve may discover a fly in their butter if they get ill; perhaps from that flu that seems to be going around?

Nantucket Cottage Hospital, the island's only hospital, has warned that it 'is not built for a global pandemic.'

'We do not have an intensive care unit at Nantucket Cottage Hospital and we have limited number of ventilators,' the hospital said in a statement.

'We are working with limited medical resources and personnel on our small island.'