I suppose that, because there is no possibility of an illegal alien ever being deported, this latest move by Biden makes sense, in a twisted way
/Biden’s handlers threaten banks that refuse to lend money to illegal “immigrants”
Worried that your borrower might suddenly disappear across the border, courtesy of ICE? That’s never gonna happen, you racist, so don’t pretend to use it as an excuse.
The Consumer Financial Protection Bureau (CFPB) and the Department of Justice (DOJ) released a joint statement telling financial institutions that while it is not illegal to consider a person’s immigration status in the decision on whether to lend money, an overreliance on it could run afoul of the law, according to the statement. The statement implicates the Equal Credit Opportunity Act (ECOA), which makes it illegal to discriminate on the basis of race, color, religion, national origin, sex and more in considering a person’s credit application as the mechanism, even though the law does not list citizenship status as a protected attribute.
So, no applicable law forbids banks from such “discrimination”, but the executive branch abandoned the law in the first two Obama terms and is continuing to do that in this, his third.